Privacy Policy

At Utah Mortgage, Inc. ("we," "our," or "us"), protecting your privacy is a top priority. This Privacy Policy outlines the types of personal information we collect, how we use and safeguard that information, and your rights regarding your personal data.

By using our website or services, you agree to the terms outlined in this Privacy Policy.

1. Information We Collect

We may collect the following types of personal information when you use our website, apply for a mortgage, or interact with us:

• Personal Identifiable Information (PII): Name, address, email, phone number, Social Security number, date of birth, driver's license number, and other identification information.
• Financial Information: Income, employment details, assets, liabilities, bank account numbers, credit scores, and mortgage-related information.
• Communication Data: Records of correspondence with you, including emails, calls, and chat interactions.
• Usage Data: Information about how you use our website, including IP addresses, browser type, pages visited, and other technical details.

2. How We Use Your Information

We use your personal information to:

• Personal Identifiable Information (PII): Name, address, email, phone number, Social Security number, date of birth, driver's license number, and other identification information.
• Financial Information: Income, employment details, assets, liabilities, bank account numbers, credit scores, and mortgage-related information.
• Communication Data: Records of correspondence with you, including emails, calls, and chat interactions.
• Usage Data: Information about how you use our website, including IP addresses, browser type, pages visited, and other technical details.

3. How We Share Your Information

We may share your information with third parties under the following circumstances:

• With Service Providers: We may share your personal information with trusted third parties who assist us in providing our services, such as lenders, credit bureaus, title companies, appraisers, processors, and IT service providers.
• Legal Requirements: We may disclose your information to comply with applicable laws, regulations, or court orders, or in response to legal requests from government authorities.
• Business Transactions: If we are involved in a merger, acquisition, or sale of assets, your personal information may be transferred as part of the transaction.

We do not sell your personal information to third parties.

4. Data Security

We take appropriate technical and organizational measures to protect your personal information from unauthorized access, loss, misuse, or alteration. However, no method of data transmission over the internet or electronic storage is 100% secure, so we cannot guarantee the absolute security of your information.

5. Your Rights

Depending on your location and applicable laws, you may have the following rights regarding your personal information:

• Access: You can request access to the personal information we hold about you.
• Correction: You can request correction of any inaccurate or incomplete information.
• Deletion: You can request the deletion of your personal information, subject to certain legal obligations.
• Opt-Out: You may opt out of marketing communications at any time by following the instructions in the communication.

To exercise any of these rights, please contact us via the information below.

6. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and deliver personalized content. You can manage cookie preferences through your browser settings.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised "Last Updated" date. We encourage you to review this policy periodically to stay informed about how we protect your information.

8. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at: